Loved by Australian small businesses Xero's platform helps small businesses run their finances more easily, with plans for people who are self-employed and for larger businesses ATO-certified for your pay runs Xero complies with Single Touch Payroll (STP) rules, so you can send reports directly to the ATO. ATO-certified for your pay runs Xero complies with Single Touch Payroll (STP) rules, so you can send reports directly to the ATO. Bank transaction data flows into Xero Most banks can be connected to Xero automatically via a secure direct feed for daily updates. Bank transaction data flows into Xero Most banks can be connected to Xero automatically via a secure direct feed for daily updates. Customer support around the clock Got a question? Get round the clock peace of mind with support from Xero experts. Customer support around the clock Got a question? Get round the clock peace of mind with support from Xero experts. Simplify your BAS and GST reporting Xero automatically calculates the GST on your transactions, so you're always ready for your next Business Activity Statement (BAS). Get accurate numbers every time and lodge statements directly with the ATO from Xero. Helps you calculate your tax and keep your records up to date Securely capture and organise your bills, receipts and other business documents in Xero Lodge your BAS directly with the ATO from Xero Breeze through your bank reconciliations Connect your business bank accounts to Xero for direct feeds. Your data then regularly flows into your Xero organisation, where automations help you categorise and speedily reconcile the transactions. That's up-to-date books with far less work! Accept Xero's suggestions for matches or reconcile transactions yourself Use the Xero Accounting app on your phone and handle admin on the go Get an accurate view of your bank balance and cash flow to help plan your spending Invoice faster and boost your cash flow Xero online accounting software makes it more likely you get paid on time. Use Xero's templates to create and send your invoices faster, offer popular payment options, and ask Xero to politely chase up late payers for you. Create professional invoices with your business logo, contact info, and payment terms Accept online payments through providers like Stripe and GoCardless Automate emails to remind customers to pay on time – avoid the awkward conversations Everything your small business needs Forget the standalone tools and tiresome spreadsheets – zip through all the admin with smooth, reliable workflows. Don't sweat your pay days Xero Payroll helps you pay employees, manage super, track leave and timesheets, and calculate your pay runs. Here's more on Xero Payroll Do more with third-party apps Xero connects with Shopify, Stripe, HubSpot, Dext, and hundreds more specialist apps. Add them as you grow! Explore the Xero App Store Get crucial business insights From balance sheets to cash flow forecasts, Xero's customised reports show you clear info and insights. Report your financials with Xero FAQs on Xero's accounting system for small businesses Accounting software helps small business owners manage their financial admin – including by tracking income and expenses, managing invoices, reconciling bank transactions, and preparing financial reports. Xero does all this in its cloud-based accounting software, meaning you can log in wherever you have an internet connection. Handle financial admin in a spare moment and keep everything ticking over. Accounting software helps small business owners manage their financial admin – including by tracking income and expenses, managing invoices, reconciling bank transactions, and preparing financial reports. Xero does all this in its cloud-based accounting software, meaning you can log in wherever you have an internet connection. Handle financial admin in a spare moment and keep everything ticking over. For sure. Xero is ATO-certified for STP, so you're always in line with tax office rules as you sail through pay days. Xero's online accounting software also automatically calculates your GST and generates pre-filled activity statements, which you can lodge directly with the ATO. For sure. Xero is ATO-certified for STP, so you're always in line with tax office rules as you sail through pay days. Xero's online accounting software also automatically calculates your GST and generates pre-filled activity statements, which you can lodge directly with the ATO. Most likely. Xero lets you connect your bank accounts to keep your records up to date. Most banks can be connected to Xero automatically via a secure direct feed for daily updates, and if automatic bank feeds aren’t available, you can manually import bank statements. Bank feeds import automatically, so your books stay up to date. Most likely. Xero lets you connect your bank accounts to keep your records up to date. Most banks can be connected to Xero automatically via a secure direct feed for daily updates, and if automatic bank feeds aren’t available, you can manually import bank statements. Bank feeds import automatically, so your books stay up to date. Xero offers several plans to suit different business sizes and needs. Visit the Xero pricing page to compare plans and start a 30-day free trial. Xero offers several plans to suit different business sizes and needs. Visit the Xero pricing page to compare plans and start a 30-day free trial. Absolutely! Xero has business plans with options for sole proprietors and larger businesses with staff. Xero is also incredibly user friendly. With Xero, you can manage invoices, track expenses, connect your business bank accounts, and prepare accurate BAS returns. Absolutely! Xero has business plans with options for sole proprietors and larger businesses with staff. Xero is also incredibly user friendly. With Xero, you can manage invoices, track expenses, connect your business bank accounts, and prepare accurate BAS returns. Get one month free Purchase any Xero plan, and we will give you the first month free. Get one month free See all features Plans to suit your business for the first 3 months Then $78 per month Go beyond the basics - automate tasks and access performance dashboards. Send invoices and quotes Accept online invoice payments^ Automate bill entry and track bills Reconcile bank transactions Track GST and lodge BAS Smart document capture basic extraction

View real-time reports Automate superannuation Payroll for 2 people 60 day cashflow forecast Visualise performance with graphs Customise performance dashboards Claim expenses and mileage for 1 user Make online bill payments JAX automatically categorises and matches high-confidence bank transactions, giving you a reliable, up-to-date view of your finances. for the first 3 months Then $107 per month Optimise profitability - tailor your insights for greater control. Send invoices and quotes Accept online invoice payments^ Automate bill entry and track bills Reconcile bank transactions Track GST and lodge BAS Smart document capture View real-time reports Automate superannuation Payroll for 5 people 90 day cashflow forecast Visualise performance with graphs Customise performance dashboards Claim expenses and mileage for 5 users Use multiple currencies Tailored financial health scorecards Make online bill payments JAX automatically categorises and matches high-confidence bank transactions, giving you a reliable, up-to-date view of your finances. Budget with smart suggestions Ultimate 10 Ultimate 10 Ultimate 20 Ultimate 50 Ultimate 100 for the first 3 months Then $143 per month Future proof your scaling business - with advanced tools and analytics. Send invoices and quotes Accept online invoice payments^ Automate bill entry and track bills Reconcile bank transactions Track GST and lodge BAS Smart document capture View real-time reports Automate superannuation Payroll for 10 people 180 day cashflow forecast Visualise performance with graphs Customise performance dashboards Claim expenses and mileage for 10 users Use multiple currencies Tailored financial health scorecards Analyse KPIs and ratios Track projects for 10 users Benchmark against the industry Make online bill payments JAX automatically categorises and matches high-confidence bank transactions, giving you a reliable, up-to-date view of your finances. Budget with smart suggestions Useful features to run your business Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time. Xero Accounting app Bank connections Accept payments Explore all features